Finance your strongest assets

Forshaw Associates Limited

About Forshaw Associates Limited

Forshaw Associates Limited was formed by Carl Bradshaw in December 2004, following several requests from his then existing commercial insurance broking practice for assistance in arranging commercial banking, commercial finance, invoice factoring and invoice discounting for his clients across the country, particularly in Lanchashire, Blackburn, Burnley and Manchester.

Carl found that these clients where unsatisfied particularly with the service levels provided by the traditional banks and high street lenders who regarded them as just numbers on a spreadsheet. Since then the business has developed into other areas, and Carl now runs several businesses.

Carl Bradshaw FIsntSMM, Cert PFS, Cert CII

Carl Bradshaw has been a Registered Insurance Broker, Commercial Finance Broker, & Independent Financial Adviser for over 20 years. During his time running the fast growing family Insurance Broking business (which he sold in 2006), Carl developed and maintained a database of the local and national business finance and invoice finance connections in order to offer an open, honest and trustworthy commercial finance brokerage in todays ever changing business finance market.

After assessing the commercial finance market place post the 2008 market crash, Carl chose invoice finance and commerical bridging finance as the area's to specialise in and now only deals with Invoice Finance and Commercial Bridging Finance for Businesses and Limited Companies requiring credit lines of greater than £25,000.

Forshaw Associates Limited facilitates non-regulated loans between borrowers and lenders.

Carl during this turbulent post market crash time also discovered that a few of the businesses who where looking for extra business finance where really looking for ways to prop up a business due to falling sales, and in April 2008, formed Positive Business Development a Sales Management Consultancy to enable those businesses to turn around from loss to profit. Which has developed into a multi skill set group of Business Advisers and Mentors called Bradex Business Solutions.

Invoice Factoring or Invoice Discounting ?

Forshaw Associates Limited is our Invoice Discounting Broking service (sometimes referred to as Trade Finance, Invoice Discounting, Invoice Factoring or Confidential Invoice Discounting (CID)).

At Forshaw Associates Limited we aim to help your business improve it's cash flow. By providing an immediate injection of cash against the value of your outstanding invoices which are usually your company's greatest asset.

We have an impressive panel of Invoice Factoring or Discounting financiers across Blackburn, Burnley, Lancashire, the North West and Nationally at our fingertips each with their own specific specialities.

For instance we could assist you with:

Improving your business cash flow, Customers who pay late or Trading with foreign companies with more confidence Accessing funding to fulfil a specific order Out-sourcing credit managment

By using either :

Invoice Factoring

Confidential Invoice Discount (CID)

Utilisation of the credit management team

For more information on the services that we provide to businesses based in Manchester, Blackburn and Burnley, take a look at our guide to Business Finance in turbulent times below:

Single Invoice Finance

The invoice factoring industry has gone through some significant changes in the last few years, and it is now possible - just to finance the invoices - you need to raise money on, as oppossed to the traditional route of financing the whole of your invoice book, should you like to find out more please contact us today.

Forshaw Associates Limited facilitates non-regulated loans between business owners and factoring lenders.

Commercial Bridging Finance

If you are looking to move fast to complete a property purchase, redevelopment or refinance then commercial bridging finance is possibly for you.

Fast and Effecient Commercial Property Finance

Commercial Bridging Finance

Purchase, refinance and capital release or property improvement for property investors, traders and business community, including business owner occupiers first and second charge loans are available.

Every commercial bridging finance case is looked at on its own merits.

Call Carl Bradshaw today on 0161 751 2320

Forshaw Associates Limited facilitates non-regulated loans between property developers and property lenders.

Auto Enrolment

Forshaw Associates Limited has alined with a leading supplier of affordable work place pensions solutions in order to help the majority of Small to Medium sized Business owners (SME's) in the UK with the ever burdening list of Pensions Regulations in connection with Auto Enrolment.

Auto Enrolment - Getting YOU and YOUR staff IN.

The new employer duties affect every employer in the UK. They require each business by law, to assess their workforce both initially and on an ongiong basis. All eligble employees must then be enrolled by the business into a qualifying workplace pension scheme. FAILURE to comply WILL result in your business being FINED


£400 fixed penalty notices and £50 - 500 daily fines. There are a number of fines already been issued by The Pensions Regulator. For example: Swindon Football Club fined £22,000 for automatic enrolment failures.


Fees starting from £390 plus £19pcm, which when you compare it to the fees of a typical Financial Adviser of £3,500 seem reasonable.

For more information or to book an informal no obligation chat around Auto Enrolment call Carl Bradshaw today on 0161 751 2320

Contact Forshaw Associates Limited

Please feel free to contact us directly on:

08444 123 172